BANKLARDA CHAKANA KREDITLASH AMALIYOTINI RAQAMLI TRANSFORMATSIYA QILISHNING HUQUQIY ASOSLARI

Alkhaldi, A. N. & Al-Sadi A. (2016). The Impact of Demographic Factors on Arabic Users’ Adoption of M-Banking in Saudi Arabia: A Review. International Journal of Knowledge and Research in Management and E-Commerce, 5(4), 1-10. Retrieved from https://t.ly/YH9n

Ansari S.S., Krop P. (2012) Incumbent performance in the face of a radical innovation: towards a framework for incumbent challenger dynamics. Research Policy 41(8): 1357–1374.

Chorafas D. N. (2011) Risk management technology in financial services: risk control, stress testing, models, and IT systems and structures. – Elsevier, 2011. Consoli D. (2005) The dynamics of technological change in UK retail banking services: an evolutionary perspective. Research Policy 34: 461–480.

Eidhoff A, Stief S, Voeth M, Gundlach S. (2016) Drivers of digital product innovation in firms: An empirical study of technological, organizational, and environmental factors[Internet]; 2016

Gunawardene N. (2019) Digital transmation in Sri Lanka: Opportunities and challenges in pursuit of liberal policies 2019 Jan 6

Krasonikolakis I., Tsarbopoulos M., Eng T.Y. (2020) Are incumbent banks bygones in the face of digital transformation? //Journal of General Management. – 2020. – Т. 46. – №. 1. – С. 60-69.

Madan, Dhananjay. (2022) scorecard: an advancement of credit system in banking sector. diss. 2022

Mhlanga D. (2021) Financial inclusion in emerging economies: The application of machine learning and artificial intelligence in credit risk assessment //International journal of financial studies. – 2021. – Т. 9. – №. 3. – С. 39. Naser F., Alqahtani. (2016) Identifying the critical factors that impact on the Development of Electronic Government using TOE Frame-work in Saudi E-Government Context: A Thematic Analysis [Internet]; 2016

Nizom (2015) O‘zbekiston Respublikasi Markaziy bankining 2015 yil 6 iyuldagi “Tijorat banklari kapitalining monandligiga qo‘yiladigan talablar to‘g‘risida”gi 2693-sonli nizom.

Nizom (2021) O‘zbekiston Respublikasi Markaziy banki boshqaruvining 2021 yil 6 sentyabrdagi 20/5-sonli qaroriga ilova “Mijozlarni raqamli identifikasiya qilish tartibi to‘g‘risida”gi nizomi

Omarini A. (2017) The digital transformation in banking and the role of FinTechs in the new financial intermediation scenario. – 2017.

Omarini A. (2017) The digital transformation in banking and the role of fintechs in the new financial intermediation scenario. Int J Financ Econ Trade [Internet]; 2017. [Cited 2019 March 23]

Qaror (2021) O‘zbekiston Respublikasi Markaziy banki boshqaruvining 2021 yil 27 noyabrdagi 28/4 - son qaroriga ilova “Raqamli moliyaviy xizmatlar iste’molchilarining huquq va manfaatlarini himoya qilish standartlari”

Qonun, (1996) O‘zbekiston Respublikasining 1996 yil 26 apreldagi “Iste’molchilarning huquqlarini himoya qilish to‘g‘risida”gi 221-I-sonli qonuni

Qonun, (2003) O‘zbekiston Respublikasining 2003 yil 30-avgustdagi “Bank siri to‘g‘risida”gi 530-II-sonli qonuni

Qonun, (2019) O‘zbekiston Respublikasining 2019 yil 5-noyabrdagi “Banklar va bank faoliyati to‘g‘risida (yangi tahriri)”gi O‘RQ-580-sonli qonuni

Qonun, (2022) O‘zbekiston Respublikasining 2022 yil 15-apreldagi “Kiberxavfsizlik to‘g‘risida”gi O‘RQ-764-son qonuni

Qonun, (2022) O‘zbekiston Respublikasining 2022 yil 29-sentyabrdagi “Elektron tijorat to‘g‘risida”gi O‘RQ-792-sonli qonuni

Scardovi C. (2017) Digital transformation in financial services. Springer International Publishing. 2017; 236. Skilton M, Hovsepian F. (2017) The 4thindustrial revolution: Responding to the impact of artificial intelligence on business. Springer International Publishing AG. 2017; 342

Thakor V.V. (2019), Fintech and banking: what do we know? Journal of Financial Intermediation 41: 100833.

Warner K, Wäger M. (2019) Building dynamic capabilities for digital transformation: an ongoing process of strategic renewal. Long Range Planning 52(3): 326–349.

Williams, V. (2020). Fintech Regulations in the United States Compared to Regulations in Europe and Asia (Honor College Theses, Pace University, New York, United States). Retrieved from https://t.ly/g862 Мамадияров, З. (2023). БАНК ХИЗМАТЛАРИНИ МАСОФАДАН КЎРСАТИШ ВА РАҚАМЛАШТИРИШНИНГ ДОЛЗАРБ ЖИҲАТЛАРИ. Iqtisodiyot va taʼlim, 24(1), 115-122.

Мамадияров, З. (2023). ЎЗБЕКИСТОНДА БАНК ХИЗМАТЛАРИНИ РАҚАМЛИ ТРАНСФОРМАЦИЯ ҚИЛИШГА ТАЪСИР ЭТУВЧИ ОМИЛЛАР ТАҲЛИЛИ. Страховой рынок Узбекистана, 1(4), 39–45. извлечено от https://insurance.tsue.uz/index.php/journal/article/view/68